MANAGEMENT
TEAM

BOARD OF DIRECTORS

Andrew is the Chief Executive Officer of Income. Prior to this, he was the General Manager of Life & Health Insurance.

A seasoned professional in the insurance industry, Andrew held key leadership roles in Singapore, Indonesia, Hong Kong and Vietnam with AIA, Mercer, Great Eastern and Prudential before he joined Income in 2015. His business experience cuts across diverse disciplines, ranging from distribution and business development to operations and information technology.

Andrew holds a Bachelor of Engineering (First Class Honours) from the University of Glasgow and a Graduate Diploma in Business Administration from the Singapore Institute of Management. He is also a fellow at the Life Management Institute.

Marcus Ho is an Independent Non-Executive Director of the Company.

Marcus has over 18 years of experience in the insurance industry where he held a number of key positions, including Chief Financial and Actuarial Officer with Prudential (Vietnam), Senior Vice President and Chief Actuary with Prudential (Singapore) and Chief Financial Officer and Appointed Actuary with Great Eastern (Vietnam).

Marcus holds a Bachelor of Business in Actuarial Science (First Class Honours) from Nanyang Technological University. He is also a Fellow of the Institute of Actuaries.

As the Chief Executive Officer of Infinitum, Ronald is responsible for Infinitum's strategy, digitalization and business expansion. Ronald plays a crucial part in the company's strategy execution to provide stakeholders and customers with long-term value.

Ronald is a seasoned professional with more than 25 years of experience. He has held senior leadership roles at renowned insurance companies in a number of regions, including Singapore, China and Brunei. Prior to joining Infinitum, Ronald was the Chief Agency Officer at Income, where he played a key role in modernizing, professionalizing and expanding the agency force.

Ronald holds a Master of Business Administration from The University of Adelaide and a Master in Laws in International Business Law from Birmingham City University. He is also a Fellow of the Life Management Institute (FLMI) and a Chartered Financial Consultant (ChFC).

Andrew is the Chief Executive Officer of Income. Prior to this, he was the General Manager of Life & Health Insurance.

A seasoned professional in the insurance industry, Andrew held key leadership roles in Singapore, Indonesia, Hong Kong and Vietnam with AIA, Mercer, Great Eastern and Prudential before he joined Income in 2015. His business experience cuts across diverse disciplines, ranging from distribution and business development to operations and information technology.

Andrew holds a Bachelor of Engineering (First Class Honours) from the University of Glasgow and a Graduate Diploma in Business Administration from the Singapore Institute of Management. He is also a fellow at the Life Management Institute.

Marcus Ho is an Independent Non-Executive Director of the Company.

Marcus has over 18 years of experience in the insurance industry where he held a number of key positions, including Chief Financial and Actuarial Officer with Prudential (Vietnam), Senior Vice President and Chief Actuary with Prudential (Singapore) and Chief Financial Officer and Appointed Actuary with Great Eastern (Vietnam).

Marcus holds a Bachelor of Business in Actuarial Science (First Class Honours) from Nanyang Technological University. He is also a Fellow of the Institute of Actuaries.

As the Chief Executive Officer of Infinitum, Ronald is responsible for Infinitum's strategy, digitalization and business expansion. Ronald plays a crucial part in the company's strategy execution to provide stakeholders and customers with long-term value.

Ronald is a seasoned professional with more than 25 years of experience. He has held senior leadership roles at renowned insurance companies in a number of regions, including Singapore, China and Brunei. Prior to joining Infinitum, Ronald was the Chief Agency Officer at Income, where he played a key role in modernizing, professionalizing and expanding the agency force.

Ronald holds a Master of Business Administration from The University of Adelaide and a Master in Laws in International Business Law from Birmingham City University. He is also a Fellow of the Life Management Institute (FLMI) and a Chartered Financial Consultant (ChFC).

MANAGEMENT TEAM

As the Chief Executive Officer of Infinitum, Ronald is responsible for Infinitum's strategy, digitalization and business expansion. Ronald plays a crucial part in the company's strategy execution to provide stakeholders and customers with long-term value.

Ronald is a seasoned professional with more than 25 years of experience. He has held senior leadership roles at renowned insurance companies in a number of regions, including Singapore, China and Brunei. Prior to joining Infinitum, Ronald was the Chief Agency Officer at Income, where he played a key role in modernizing, professionalizing and expanding the agency force.

Ronald holds a Master of Business Administration from The University of Adelaide and a Master in Laws in International Business Law from Birmingham City University. He is also a Fellow of the Life Management Institute (FLMI) and a Chartered Financial Consultant (ChFC).

As the General Manager of Operations and IT, Stephanie is responsible for Infinitum’s Operations and Information Technology, implementing systems and processes to support the company’s business strategy. By achieving operational efficiency and technological empowerment, Stephanie aims to deliver high quality financial advisory and customer service through the company’s Sales Force.

Stephanie has over 25 years of insurance operations experience with leading insurance companies, of which 14 years were spent in managing multi-channel distribution operations, distributing mass market and High Net Worth products via Banks, Financial Advisory Firms and International Brokers. Throughout her career, she has led the implementation of pro-business initiatives and process improvements to meet business and customers’ needs as well as distributor requirements.

As the General Manager of Distribution and Marketing, Galen’s responsibility includes management of the distribution force to promote professionalism and competency in providing the appropriate financial solutions to clients’ financial needs. Galen will also strengthen partnerships with providers of insurance and investment products on the curation of sustainable product suites.

Galen brings along with him 20 years of sales and distribution experience in the insurance and financial advisory industry. Prior to his appointment, Galen was the Head of Business Management with Great Eastern Financial Advisers Private Limited where he is responsible for Distribution Planning, all lines of business and partnership management and liaising with the regulator on compliance-related matters.

Galen holds a Bachelor of Business Administration from University of Canberra and a Graduate Diploma in Commercial Law from University of London and is also a Chartered Financial Consultant (ChFC).

As the General Manager of Distribution and Marketing, Galen’s responsibility includes management of the distribution force to promote professionalism and competency in providing the appropriate financial solutions to clients’ financial needs. Galen will also strengthen partnerships with providers of insurance and investment products on the curation of sustainable product suites.

Galen brings along with him 20 years of sales and distribution experience in the insurance and financial advisory industry. Prior to his appointment, Galen was the Head of Business Management with Great Eastern Financial Advisers Private Limited where he is responsible for Distribution Planning, all lines of business and partnership management and liaising with the regulator on compliance-related matters.

Galen holds a Bachelor of Business Administration from University of Canberra and a Graduate Diploma in Commercial Law from University of London and is also a Chartered Financial Consultant (ChFC).

As Head of Risk Management and Compliance, Geraldine’s main responsibilities include Risk Management and Compliance, which include areas such as Market Conduct, Adherence to Fit and Proper Guidelines, Balanced Scorecard Audits, AML/CFT reviews and liaison with authorities.

Geraldine started her career in the financial industry as a financial services auditor with Ernst and Young before joining Lion Global Investors to undertake a Regulatory Compliance role. Prior to her Head of Compliance stint in ex-Elpis Financial, she joined JPMorgan Asset Management (Singapore) to focus on the development of a Communications Control Framework spanning across Singapore and South East Asia. With over 10 years of financial services compliance experience, Geraldine’s competencies comprehensively extend to cover a myriad of regulatory compliance, anti-money laundering and risk management aspects in the asset management, financial advisory and insurance space.

Geraldine attained a Bachelor of Business, majoring in Accountancy from National University of Singapore and has attained the Diploma in Regulatory Compliance certified by the International Compliance Association.

As the Head of Finance, Francis oversees the finance functions and plays an important part in driving the company’s financial planning and strategy.

As an experienced finance professional for more than 15 years, Francis has extensive experience in finance operation, transformation and group consolidation where he held senior positions in leading insurance companies. Prior to this appointment, Francis was the senior finance manager with FWD Singapore Pte Ltd and Regional Financial Controller with software technology company. He supported in the setting up of AIA Financial Advisers Pte Ltd and managing Agent Provident Fund during his tenure with AIA Singapore Pte Ltd.

Francis graduated with a Bachelor of Science in Applied Accounting from Oxford Brookes University. He is a member of the Institute of Singapore Chartered Accountants and fellow member of the Association of Chartered Certified Accountant.

As Head of Risk Management and Compliance, Geraldine’s main responsibilities include Risk Management and Compliance, which include areas such as Market Conduct, Adherence to Fit and Proper Guidelines, Balanced Scorecard Audits, AML/CFT reviews and liaison with authorities.

Geraldine started her career in the financial industry as a financial services auditor with Ernst and Young before joining Lion Global Investors to undertake a Regulatory Compliance role. Prior to her Head of Compliance stint in ex-Elpis Financial, she joined JPMorgan Asset Management (Singapore) to focus on the development of a Communications Control Framework spanning across Singapore and South East Asia. With over 10 years of financial services compliance experience, Geraldine’s competencies comprehensively extend to cover a myriad of regulatory compliance, anti-money laundering and risk management aspects in the asset management, financial advisory and insurance space.

Geraldine attained a Bachelor of Business, majoring in Accountancy from National University of Singapore and has attained the Diploma in Regulatory Compliance certified by the International Compliance Association.